Leverage

Premium Financing Report

Desired Contribution

$75,000

Leverage Multiplier

4x

Total Tax-Free Distribution

$4,150,000

CLIENT NAME

Dan Harding

AGE

45

State

California

SEX

Male

Health Rating

Excellent

Death Benefit

$4,200,000

Life insurance provides many benefits to you and your family when coupled with your retirement plan. You can make tax-deductible contributions, achieve a high rate of return, and provide your family with a nearly $2 million death benefit. You’ll also receive larger tax-free distributions at retirement (up to 15-25% higher) when using life insurance as a fixed asset class. We’ve simplified the process into two steps.

Use retirement contributions to pay your annual premiums, and buyout your life insurance policy in just 7 to 10 years.

Premium financing is the lending of funds to cover the cost of an insurance premium.

No different than a mortgage on a home.

 

No Plan

Leveraged Plans

Contribution

$75,000

Total

$75,000

Death Benefit

$1,100,000

Tax-Free Distributions

$756,000

Contribution

$75,000

Leverage

4x

New Total

$300,000

Death Benefit

$4,200,000

Tax-Free Distributions

$2,200,000

How contributions work and combined totals.

How WealthPRIME uses smart leverage.

You and the lender contribute for years 1-5. Then the lender uses those contributions as the security for all the additional funds added for years 6-10. The excess leverage provides you the potential for up to 39% more protection and distributions than other non-leveraged choices.

 

Contribution totals over 10 year period.

Your Contribution

($75,000 * years 1-7)

$375,000

Lender Contributes

($225,000 * years 1-7)

$1,575,000

Annual Distributions at Retirement

The illustration below shows the Annual Asset Distribution Breakdown with Life Insurance as part of the Asset Portfolio.