Life insurance provides many benefits to you and your family when coupled with your retirement plan. You can make tax-deductible contributions, achieve a high rate of return, and provide your family with a nearly $2 million death benefit. You’ll also receive larger tax-free distributions at retirement (up to 15-25% higher) when using life insurance as a fixed asset class. We’ve simplified the process into two steps.
Use retirement contributions to pay your annual premiums, and buyout your life insurance policy in just 7 to 10 years.
Premium financing is the lending of funds to cover the cost of an insurance premium.
No different than a mortgage on a home.
You and the lender contribute for years 1-5. Then the lender uses those contributions as the security for all the additional funds added for years 6-10. The excess leverage provides you the potential for up to 39% more protection and distributions than other non-leveraged choices.
($75,000 * years 1-7)
($225,000 * years 1-7)
The illustration below shows the Annual Asset Distribution Breakdown with Life Insurance as part of the Asset Portfolio.
Our unique solution blends alternative asset classes, innovative savings options, and tax mitigation strategies to protect your income and grow your wealth tax-free.
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