Leverage
Premium Financing Report
Desired Contribution
$75,000
Leverage Multiplier
4x
Total Tax-Free Distribution
$4,150,000
CLIENT NAME
Dan Harding
AGE
45
State
California
SEX
Male
Health Rating
Excellent
Death Benefit
$4,200,000
Life insurance provides many benefits to you and your family when coupled with your retirement plan. You can make tax-deductible contributions, achieve a high rate of return, and provide your family with a nearly $2 million death benefit. You’ll also receive larger tax-free distributions at retirement (up to 15-25% higher) when using life insurance as a fixed asset class. We’ve simplified the process into two steps.
Use retirement contributions to pay your annual premiums, and buyout your life insurance policy in just 7 to 10 years.
Premium financing is the lending of funds to cover the cost of an insurance premium.
No different than a mortgage on a home.
No Plan
Leveraged Plans
Contribution
$75,000
Total
$75,000
Death Benefit
$1,100,000
Tax-Free Distributions
$756,000
Contribution
$75,000
Leverage
4x
New Total
$300,000
Death Benefit
$4,200,000
Tax-Free Distributions
$2,200,000
How contributions work and combined totals.
How WealthPRIME uses smart leverage.
You and the lender contribute for years 1-5. Then the lender uses those contributions as the security for all the additional funds added for years 6-10. The excess leverage provides you the potential for up to 39% more protection and distributions than other non-leveraged choices.
Contribution totals over 10 year period.
Your Contribution
($75,000 * years 1-7)
$375,000
Lender Contributes
($225,000 * years 1-7)
$1,575,000
Annual Distributions at Retirement
The illustration below shows the Annual Asset Distribution Breakdown with Life Insurance as part of the Asset Portfolio.
