WealthPRIME Leveraged Life Insurance
Leveraged Life Insurance can generate significant tax-free income at retirement. Leveraged Life Insurance is a unique investment vehicle because it can be partially financed by a bank. Utilizing bank leverage to purchase a larger amount of tax-free income is no different than using a mortgage to purchase a larger home.
The amount of income you can generate varies based on your age and investment. But many investors can generate up to $200,000 per year in retirement by making $50,000 payments over five years. When combined with the purchase of a WealthPRIME Land Conservation, the investor is using the combination of bank leverage and tax savings to fund most of their retirement distributions, at close to zero cost.
Imagine a 40 year old investor securing leverage (from the bank), and making five annual payments of $50k, (called a 5 pay). The investor lets the investment mature until age 71. They can then draw or distribute over $200k per year for 15 years, TAX-FREE.
Smart Strategy #2: Leveraged life insurance
Investment
$50,000 (5 years)
Tax-free income
$200,000 (15 years)
Pay $50,000 for 5 years
Wait until age 71
Receive $200k from ages 71-85 (15 years)
How much can I save?
Explore the following scenarios which will help you determine how much your tax savings can be, based on your age and income.
Jane Investor
Age: 35
Select income:
Estimated Tax Savings
$100,000
Annual Tax-Free Income
from Ages 71 to 85
$299,328
Tim Investor
Age: 40
Select income:
Estimated Tax Savings
$100,000
Annual Tax-Free Income
from Ages 71 to 85
$217,219
Eric Investor
Age: 50
